Roger Chavez has practiced consumer bankruptcy law for over 22 years. After graduating Rutgers University School of Law, he served as a law clerk to Michael J. Nelson, J.S.C. (ret.) in the Superior Court of New Jersey, Chancery Division, Essex County. He has been a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and has served as a Master in the New Jersey Bankruptcy Inns of Court where he has given numerous presentations on a wide array of bankruptcy issues. Roger is an ardent proponent of pro bono legal services having served as one of the founding attorneys of the Morris Stern Pro Bono Bankruptcy Project at Rutgers Law School. In addition to participating in the Morris Stern Pro Bono Bankruptcy Project, Roger has prepared materials and lectured volunteer attorneys at the Legal Services of New Jersey (LSNJ). His most recent speaking engagement was at the 22nd Annual William H. Gindin Bankruptcy Bench Bar Conference. He has also served as a past Commissioner on the Essex County Condemnation Board. He has been featured on the Wall Street Journal and local televised legal segments presented by Univision and Telemundo broadcast stations. Roger currently maintains his office in downtown Newark, New Jersey. He is admitted to practice in the State of New Jersey and the U.S. District Court in New Jersey, Southern District of New York, and Eastern District of New York. Andrew is a graduate from Fordham University School of Law and is currently admitted to practice in the State of New Jersey and U.S. District Court in New Jersey.