Chapter 7 and 13 Bankruptcy Lawyer Serving Clients in Passaic County and Bergen County
Bankruptcy is much more common than you may think. Many people who would otherwise pay their debts are unable to do so because of job loss or other unplanned or unforeseen change in finances.
You are not alone and do not have to be alone throughout the process. At the Law Offices of Susan S. Long in Bergen County, our bankruptcy attorney will help you understand your options if you are facing foreclosure, wage garnishment, or receiving seemingly endless letters and phone calls from creditors.
Helping Clients Understand Bankruptcy
The bankruptcy process is complicated. The paperwork alone is daunting. There are deadlines to meet, documents to gather and court hearings to attend. We work with clients to determine which type of personal bankruptcy they are eligible to file under, either Chapter 7 or Chapter 13 bankruptcy.
For those unfamiliar with bankruptcy, a Chapter 7 bankruptcy provides for a complete discharge of debt, while a Chapter 13 bankruptcy is a court-approved debt reorganization and repayment plan. Each bankruptcy chapter has its own nuances, requirements and set of potential outcomes. By working with an attorney devoted to bankruptcy law, you will have a guide through this difficult terrain.
At The Law Offices of Susan S. Long, we will work closely with you from the initial consultation through to your discharge of debt. We will help you:
- Objectively consider your financial situation and discuss your assets, liabilities and income
- Determine the courses of action open to you and the outcomes
- Protect yourself from collections harassment
- Understand the benefits of bankruptcy and answer your questions about the bankruptcy process
- Prepare for life after bankruptcy
Bankruptcy can be a new beginning. We are dedicated to helping you find debt relief and move forward with your life as quickly as possible.
Contact The Law Offices of Susan S. Long
Contact our Chapter 7 and Chapter 13 bankruptcy lawyer online or call 201-661-3451 for a free consultation. Evening and weekend hours are available by appointment.