Bankruptcy is much more common than you may think. Many people who would otherwise pay their debts may be unable to do so because of a job loss or other unplanned or unforeseen changes in finances.
You are not alone, and you do not have to shoulder the burden of overwhelming debt by yourself. At The Law Offices of Susan S. Long, our Bergen County bankruptcy lawyer will help you understand your options if you are facing foreclosure, wage garnishment or constant harassment from creditors.
Helping Clients Understand Bankruptcy
The bankruptcy process is complicated. The paperwork alone is daunting. There are deadlines to meet, documents to gather and court hearings to attend. We work with clients to determine which type of personal bankruptcy they are eligible to file under, either Chapter 7 or Chapter 13 bankruptcy.
For those unfamiliar with bankruptcy, Chapter 7 provides for a complete discharge of debt, while Chapter 13 is a court-approved debt reorganization and repayment plan. Each bankruptcy chapter has its own nuances, requirements and potential outcomes. By working with an attorney devoted to bankruptcy law, you will have a guide through this difficult terrain.
At The Law Offices of Susan S. Long, we will work closely with you from the initial consultation through to your discharge of debt. We will help you:
- Objectively consider your financial situation and discuss your assets, liabilities and income
- Determine the courses of action open to you and the outcomes
- Protect yourself from collections harassment
- Understand the benefits of bankruptcy and answer your questions about the bankruptcy process
- Prepare for life after bankruptcy
Bankruptcy can be a new beginning. We are dedicated to helping you find debt relief and move forward with your life as quickly as possible.
Helping People With Name Changes and Criminal Records
While bankruptcy can help people get the fresh financial start they need, we also help people get a fresh start in other areas of life. We can help you with legal name changes, and we can ensure that all of your documents reflect this change. We can also handle expungements for people who have made mistakes in the past and are disadvantaged by a criminal record. In all situations, you can rely on us to provide personalized service that is designed to meet your needs.
Contact Our Passaic County Chapter 7 Bankruptcy Lawyer
Contact our Chapter 7 and Chapter 13 bankruptcy lawyer online or call 201-749-5418 for a free consultation. Evening and weekend hours are available by appointment.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.